Insurance Underwriters Salary — US State Breakdown (2025)
BLS OES May 2025 · SOC 13-2053As an Amazon Associate we earn from qualifying purchases. Links below are affiliate links.
US Salary Overview
The national median wage for insurance underwriters in the United States is $81,370 per year, based on BLS Occupational Employment and Wage Statistics (May 2025). Pay ranges from $55,530 at the 10th percentile to $145,160 at the 90th percentile. In the UK, the equivalent occupation (Insurance underwriters) has a median of £38,666 — figures are shown in local currency and are not converted. Heading for a US interview? Interview prep guides cover the standard question frameworks.
US Salary Percentiles
| Percentile | Annual (gross) | Notes |
|---|---|---|
| 10th | $55,530 | Entry level / lowest decile |
| 25th | $64,620 | Early career |
| 50th (median) | $81,370 | Typical pay |
| 75th | $110,390 | Experienced |
| 90th | $145,160 | Senior / highest decile |
Career Essentials
Role-specific interview prep for this occupation.
Check Price →Median Salary by State
| State | Median salary | Mean salary | Employment |
|---|---|---|---|
| Massachusetts | $106,640 | $114,510 | 3,000 |
| New Hampshire | $103,940 | $109,760 | 270 |
| Nevada | $101,440 | $103,000 | 480 |
| Connecticut | $100,690 | $106,140 | 2,000 |
| Colorado | $100,640 | $111,330 | 2,000 |
| Washington | $99,400 | $108,920 | 2,000 |
| New York | $97,450 | $110,210 | 7,000 |
| Wisconsin | $97,370 | $95,410 | 3,000 |
| New Jersey | $96,220 | $99,990 | 3,000 |
| Maine | $95,510 | $94,640 | 520 |
| California | $95,320 | $102,850 | 7,000 |
| Maryland | $92,120 | $96,540 | 1,000 |
| Illinois | $89,620 | $99,120 | — |
| Georgia | $85,980 | $100,720 | 7,000 |
| Rhode Island | $84,720 | $91,620 | 250 |
| South Dakota | $83,130 | $99,910 | 210 |
| Arkansas | $82,130 | $86,390 | 290 |
| District of Columbia | $82,070 | $108,350 | — |
| Virginia | $81,870 | $92,270 | 2,000 |
| Alaska | $81,620 | $76,560 | 100 |
| Minnesota | $80,700 | $95,750 | 3,000 |
| Missouri | $80,040 | $84,070 | 2,000 |
| Kentucky | $79,830 | $87,430 | 900 |
| South Carolina | $79,570 | $87,610 | 910 |
| Ohio | $79,260 | $86,900 | 5,000 |
| Oregon | $79,200 | $87,660 | 570 |
| Pennsylvania | $78,950 | $90,490 | 5,000 |
| Texas | $78,890 | $88,790 | 10,000 |
| Tennessee | $78,840 | $82,570 | 1,000 |
| Florida | $78,720 | $89,040 | 7,000 |
| Vermont | $77,990 | $81,310 | 210 |
| Arizona | $77,740 | $85,770 | 3,000 |
| Indiana | $77,440 | $78,280 | 2,000 |
| Michigan | $77,380 | $81,620 | 3,000 |
| North Carolina | $77,120 | $83,920 | 3,000 |
| Kansas | $77,070 | $95,660 | 1,000 |
| Louisiana | $76,540 | $81,450 | 1,000 |
| Iowa | $75,160 | $83,220 | 1,000 |
| Nebraska | $75,120 | $76,900 | 1,000 |
| North Dakota | $74,130 | $78,330 | 210 |
| Hawaii | $73,260 | $76,090 | 230 |
| Utah | $72,730 | $76,430 | 490 |
| Oklahoma | $66,770 | $72,490 | 600 |
| New Mexico | $64,000 | $71,970 | 100 |
| Montana | $63,140 | $76,970 | 140 |
| Idaho | $62,530 | $77,420 | 360 |
| Wyoming | $62,290 | $67,760 | 50 |
| Alabama | $62,220 | $76,480 | 2,000 |
| Mississippi | $59,250 | $63,890 | 600 |
| Puerto Rico | $46,990 | $48,510 | 870 |
Recommended Gear & Prep
Many people pair this data with a salary negotiation guide before accepting an offer.
← Back to the UK-focused insurance underwriters salary page
Data: BLS OES, May 2025 · ONS ASHE Table 14/15, 2025 provisional · Page built 2026-07-18